Your questions – our answers
Who can qualify?
Anyone over 18 years of age, subject to status. You don’t even have to be a regular visitor at this practice.
What can it be used to fund?
Any treatment in excess of £600. It is best suited to more costly procedures, such as dental implants, all-on-4 implants, orthodontic work, aesthetic or cosmetic work.
How much can I borrow?
This will be subject to our on-site credit application. Most patients’ applications are approved there and then.
How do I make repayments?
Affordable monthly payments over an agreed term collected by direct debit.
How much will I pay?
With our 0% APR fixed term facility you pay the cost of your dental treatment – no more. For our other options, we will issue a written quotation that shows the monthly payments due and the total interest payable over the term of the loan. There are no hidden costs and no deposit is required.
What are the repayment terms?
We explain payment terms at the point of application.
How do I apply?
Once you’ve agreed on a course of treatment and the cost, North Street Dental and Implant Clinic will make the credit application on your behalf. As soon as this has been approved and then processed, you’ll receive written confirmation from the credit provider.
What credit provider?
We’re with, Medenta, one of the most respected credit providers in the business.
What happens if my treatment costs less than planned?
This can be refunded to you by the practice, or if you have made no payments, we arrange a new agreement.
How often can I use the facility?
You can apply for a payment plan for each course of treatment, subject to the usual credit application criteria.
Dental treatment cost £2,000.00
Optional deposit of £400.00
Sum to finance £1,600.00
Finance term x 24 months
Monthly fee £72.10 per month
Total repayable £1,730.29
Total cost of interest = £130.29 (7.9% APR)