Dental Finance in Dudley
Making Dental Treatment More Affordable
We understand that dental treatment is an investment in your health, confidence, and quality of life.
At North Street Dental, we offer finance to help you spread the cost of treatment into manageable monthly payments.
- Interest free and interest-bearing finance available
- Longer-term options available
- Simple application process
- No large upfront payments required
This allows you to go ahead with treatment when you need it, without delay.
Finance Options to Suit You
We offer a range of finance plans through our trusted partner, Medenta.
- 0% APR finance over a fixed 12-month term
- Extended payment plans available at competitive rates
- Options tailored to your individual circumstances
We’ll guide you through the options and help you choose what works best for you.
What Can Dental Finance Be Used For?
Finance is typically used for treatments over £600, including:
- Dental implants
- Smile makeovers and cosmetic dentistry
- Orthodontic treatment
- Advanced restorative work
This gives you greater flexibility to choose the treatment that’s right for you.
Benefits of Dental Finance
- Spread the cost into monthly payments
- Access a wider range of treatment options
- No need to delay treatment
- Avoid large upfront costs
- Clear, transparent payment plans
Why Patients Choose Finance
- Begin treatment sooner
- Manage costs with fixed monthly payments
- No need to compromise on treatment options
- Clear and transparent application process
How It Works
- Consultation and treatment plan
We assess your needs and provide a full cost breakdown - Choose your payment option
Select a plan - Simple application process
We complete the application with you at the practice - Quick decision
Most applications are approved straight away - Start your treatment
Once approved, you can begin your treatment without delay
Start Your Application
If you’re considering treatment and would like to spread the cost, we’re here to help
Frequently Asked Questions
Who can apply for dental finance?
Almost anyone aged 18 or over who is a UK resident can apply, subject to status and the usual credit checks. You do not need to be an existing patient or belong to a membership plan at the practice.
What treatments can finance be used for?
Finance may be available for many of the treatments we provide, and is often particularly suited to cosmetic, restorative, orthodontic and dental implant treatments. Please ask a member of our team for more details.
How much can I finance?
Finance options are available for treatment costs over £350 and up to a maximum of £25,000, subject to status and approval.
How do repayments work?
Repayments are made monthly by Direct Debit over an agreed term. The available repayment options will be explained to you before you apply.
How much will I pay?
With interest-free finance, you pay the cost of your treatment and no more. For interest-bearing finance options, any interest will be clearly explained at the outset. You will receive a quotation showing the monthly payment over the term of the loan, with no hidden costs.
Is a deposit required?
A deposit of 20% is required for most finance options.
How do I apply?
Once your treatment plan and costs have been agreed, you can complete a simple online credit application. The application is subject to status, credit checks and affordability assessment.
How long does approval take?
The application usually takes just a few minutes to complete and a decision is normally given instantly. If your application is approved, treatment can be scheduled following the mandatory 14-day cooling-off period.
What happens if my treatment changes?
If your treatment costs change, we will let you know as soon as possible. If costs increase, you may be able to apply for an additional finance option, subject to status and affordability checks. If costs decrease, options can be discussed with the credit provider.
Who provides the finance?
North Street Dental, Medenta Finance Limited and V12 Retail Finance Limited are credit brokers and not lenders. Medenta introduces practices to V12. V12 only offers credit products from Secure Trust Bank PLC.
How often can I use finance?
You can apply for finance for each course of treatment, subject to the usual credit checks and approval.
Medenta Finance Limited, authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175. Medenta act as a credit broker, not a lender and will introduce practices to V12 Retail Finance Limited for which Medenta will receive an introduction commission from Secure Trust Bank plc, V12 Retail Finance Limited’s parent company.
V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number:679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank PLC. Secure Trust Bank PLC trading as V12 Retail Finance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH
Terms and conditions apply. Written quotations are available on request from Secure Trust Bank PLC. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18. Secure Trust Bank PLC reserves the right to decline any application. APR and repayment details are correct at time of publication.
Telephone calls are recorded for training and compliance purposes.
Request a Finance Information Pack
Speak to our team at North Street Dental in Dudley to learn more about your finance options and start your application.
- Clear breakdown of payment options
- Example monthly costs
- No obligation
info@northstreet.dental
5 North Street, Dudley,
West Midlands. DY2 7DT
Get in Touch
What Our Patients Are Saying!
At North Street Dental, we cherish every story of renewed confidence. Our dedicated team offers everything from dental implants to trauma restoration, ensuring personalised care for each patient. With over 1,000 five-star reviews, our community speaks to the trust we build daily. Discover why so many have found their smile with us.
After doing much dental implant research I decided to visit this surgery. I have always been treated with respect. Staff listen to you put your mind at rest are very polite and friendly.
After a lot of dental work my teeth are now perfect. 5 years later still receiving the best check-ups.
If you are looking for dental implants, I would highly recommended this practice.
This is my third dental implant and would not go anywhere else. The service at North Street Dental is exceptional. Everyone is very professional but also very caring and attentive.
All options are clearly explained, and my overall experience of North Street Dental is the best that it could possibly be, North Street Dental are second to none.
